The Offer in Compromise (OIC) is often portrayed as the IRS’s most attractive resolution tool—a way to “settle your tax debt for pennies on the dollar.” But the reality is far more complex, and submitting an OIC without meeting the proper qualifications can backfire.
That’s why Protection Tax takes a conservative, legal-first approach to every OIC it files.
Instead of using template forms or generic calculators, the firm begins with full transcript analysis, bank record review, and case law comparisons to determine whether a client has a lawful path to settlement. The Protection Tax legal intake team evaluates each financial disclosure with the IRS’s Reasonable Collection Potential (RCP) formula, ensuring that any offer submitted has backing and strategic depth.
Clients are never promised acceptance. Instead, they’re given a clear review of what they qualify for under IRS code, and if they’re a strong OIC candidate, the firm assembles a custom-built package that includes hardship affidavits, income breakdowns, asset validation, and precedent-supporting exhibits.
The difference is in the depth. While other providers file hundreds of generic offers hoping for a few approvals, Protection Tax files only what it can defend. The result is fewer rejections, stronger settlements, and long-term resolution—not temporary relief.